Health Insurance Made Simple

Terminology: the words you need to know

Simply stated - health insurance covers you against the risk of something bad happening. But there so much more to it - which makes picking a plan so important.

Part of picking a plan involves understanding some important health insurance terminology. What's a premium? What's a copay? What's a deductible? What's an out-of-pocket limit? Should I pick a high deductible plan? Confused yet?

HAP is here to help!

The health insurance alphabet decoded

Are you confused by the alphabet soup of plan choices?

HMO…PPO…EPO…HSA…HRA.. What does this all mean? HAP has decoded the health insurance alphabet to help you make the right choice for your health care needs. What is an HMO? How does it work? What is the difference between an HRA and an HSA? Learn more about your options and how to make an educated decision in “Health Insurance Made Simple”.

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