Sign up during a special enrollment period.

As part of the Affordable Care Act, you can still get a 2014 qualified health plan (QHP) through a special enrollment period (SEP). Specific life events allow you to change an existing QHP, or enroll in a new one, outside of open enrollment.

The following is a list of qualifying life events that would trigger an SEP:

• Loss of employer-sponsored coverage
• Marriage or divorce
• Birth, adoption, foster care or placement for adoption
• Gaining U.S. citizenship or qualifying immigration status
• Permanently moving to a new area that offers different QHP options
• A change in income or household status that affects eligibility for tax credits or cost-sharing reductions
• Losing other health coverage* (e.g., due to a job loss, divorce, loss of eligibility for Medicaid or CHIP, expiration of COBRA coverage or a health plan being decertified)
• Enrolled in non-qualifying employer coverage (plan does not meet minimum QHP requirements)
• Enrollment into a QHP was unintentional/error – based on incorrect information from the Health Insurance Marketplace
• The plan in which a member enrolled substantially violated a provision of the contract
• American Indians and Alaska Natives may enroll in or change QHPs once a month

You must apply for a health plan within 60 days of a life event and include written proof of the event with your application (e.g., marriage license, birth certificate, divorce decree, etc.).

Existing members that want to make a change to their health plan should call HAP Client Services. The phone number is located on the back of your HAP ID card.

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